Because you never stop learning
Advanced learner loans, through the Student Loans Company help fund higher-level qualifications.
Advanced Learner Loans
Advanced Learner Loans can help eligible learners pay the tuition fees for approved qualifications at Levels 3, 4, 5.
If you are aged 19 or over and are looking to take your next step in education or training, an Advanced Learner Loan may be an option to help fund your course fees.
The loan is provided by the Student Loans Company and is administered through Student Finance England.
Who can apply?
You may be eligible for an Advanced Learner Loan if:
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You are aged 19 or over on the first day of your course.
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You are studying an eligible qualification at Level 3, 4, 5.
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Your course is delivered by an approved training provider or college in England.
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You meet the relevant nationality or residency requirements.
How does the loan work?
The loan is designed to help you pay the tuition fees for your eligible course.
The loan is paid directly to Yorkshire Training Partnership on your behalf. You do not receive the tuition fee loan directly.
Your household income is not taken into account when assessing your eligibility and there is no credit check.
You do not have to be unemployed to apply. Your employment status does not, by itself, prevent you from applying if you meet the relevant eligibility requirements.
When will I have to repay my loan?
An Advanced Learner Loan is a loan, so you will normally have to repay it.
The repayment arrangements depend on the repayment plan that applies to your loan.
For Advanced Learner Loans for courses starting on or after 1 August 2023, repayments are made under Plan 5.
You do not start making repayments as soon as you take out the loan.
You become liable to repay from the April after you finish or leave your course, subject to the applicable student finance rules.
Plan 5 repayment threshold
From April 2026, you only make repayments when your income is above:
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£25,000 a year
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£2,083 a month
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£480 a week
You repay 9% of the income you earn above the applicable threshold.
Example
If you earn £30,000 a year, your income is £5,000 above the annual repayment threshold.
You would repay 9% of £5,000:
£450 per year
This is approximately £37.50 per month, based on that income.
The amount you actually repay will depend on your income and circumstances.
If your income falls below the repayment threshold, your repayments will stop. They will start again if your income subsequently rises above the threshold.
What happens if I stop working?
Your repayments are based on your income rather than simply whether you are employed.
If your income falls below the applicable repayment threshold, you will not make repayments during that period.
If your income subsequently rises above the threshold, repayments will resume in accordance with the applicable rules.
Want to start your student loan application? Click here
For further information, support or guidance contact the team:
Tel: 01709 871872